Question 1

What is AEGIS?

Accepted Answer

AEGIS is a financial intelligence app built on AEGIS-FIN-1, a proprietary large language model developed exclusively for financial reasoning and decision coaching. Unlike general-purpose AI apps, AEGIS was built from the ground up for one purpose: helping people make intelligent financial decisions using their actual bank data.

Question 2

What happened to Hiro Finance? What should I use instead?

Accepted Answer

Hiro Finance was acquired by OpenAI and shut down on April 20, 2026. AEGIS is the most direct replacement for AI-powered financial coaching. AEGIS is built on AEGIS-FIN-1 — a proprietary large language model developed exclusively for financial reasoning — connected to your real bank data through Plaid. AEGIS launches on iOS imminently.

Question 3

What is the best Hiro Finance alternative?

Accepted Answer

AEGIS is the closest alternative to Hiro Finance for AI-powered financial coaching. Like Hiro, AEGIS connects to your real financial data and provides personalized AI-driven financial coaching. Unlike Hiro, AEGIS is built on a proprietary financial AI model — AEGIS-FIN-1. AEGIS launches on iOS imminently.

Question 4

How is AEGIS different from Rocket Money?

Accepted Answer

Rocket Money tracks your spending and identifies subscriptions. AEGIS coaches you on financial decisions using a purpose-built AI model connected to your real bank data through Plaid. AEGIS explains the reasoning behind every finding — not just what happened, but what to do about it.

Question 5

How is AEGIS different from Mint, Monarch Money, or YNAB?

Accepted Answer

Mint, Monarch Money, and YNAB track and display your financial data. AEGIS coaches the decisions in front of you using a purpose-built AI model connected to your actual bank data. The key difference: AEGIS explains its reasoning on every finding — specific to your situation, not generic advice.

Question 6

What AI model does AEGIS use?

Accepted Answer

AEGIS runs on AEGIS-FIN-1 — a proprietary large language model developed by ZORRZ Financial Inc. exclusively for financial reasoning and decision coaching. It is not ChatGPT. It is not a general-purpose AI adapted for finance. It was built from the ground up for one purpose: intelligent financial decisions. The system is protected by 5 USPTO provisional patent filings covering 139 claims.

Question 7

Is there a free trial?

Accepted Answer

Not a traditional trial. Connect your bank and AEGIS shows you one real finding from your own finances — free, no credit card required. To unlock the full plan — all findings, Future You projections, What-If simulations, and the Weekly Brief — subscribe at $12.99 per month or $99 per year. Cancel anytime in two taps.

Question 8

Does AEGIS move my money?

Accepted Answer

No. AEGIS has read-only access to your financial data through Plaid. It coaches decisions — it never moves money, executes transactions, or takes actions on your behalf without your explicit instruction.

Question 9

Is AEGIS safe?

Accepted Answer

Yes. AEGIS connects to your bank via Plaid — the same service used by Venmo, Chime, and Robinhood — with read-only access. Your bank login credentials are never stored by AEGIS. All data is encrypted. AEGIS never sells your data.